• XRP ETF may launch in the US following Bitwise's filing with the state of Delaware.
  • Asset managers often create a trust before officially filing for a crypto ETF with the SEC.
  • The XRP ETF’s chances hinge on whether the SEC will appeal the ruling on its case against Ripple Lab.

Asset manager Bitwise could launch an XRP ETF following a filing with the Delaware Division of Corporations on Monday. The filing revealed that the company had created a trust as a first step towards filing for an XRP ETF with the Securities & Exchange Commission (SEC).

This pattern is common among asset managers, who often create a trust before filing for a crypto ETF. 

According to Fox Business Eleanor Terrett, Bitwise Chief Investment Officer (CIO) Matt Hougan confirmed that the filing is authentic with the asset manager to provide clarity on the product tomorrow.

SEC could delay potential XRP ETF launch

The move follows Judge Analisa Torres finalizing the case between the SEC and Ripple, in which the digital asset platform was fined $125 million instead of the $2 billion penalty requested by the regulator.

The Judge also concluded that the sale of XRP on public exchanges did not constitute securities transactions, while institutional sales may violate securities laws.

However, the possibility of an XRP ETF depends on whether the SEC will appeal Judge Torres's decision before the end of the week. An appeal could significantly downplay the chances of the SEC approving the product.

Ripple Labs CEO Brad Garlinghouse had previously hinted at an XRP ETF earlier in the year.

"An XRP ETF is just simply inevitable. I think we're going to see it in 2025," he said.

While the prediction is optimistic, the SEC could kick the can down the road on an XRP ETF even if it fails to appeal the ruling on its case against Ripple Labs. The agency followed this approach, delaying Bitcoin and Ethereum ETFs for years before giving the approval this year.

Ripple FAQs

Ripple is a payments company that specializes in cross-border remittance. The company does this by leveraging blockchain technology. RippleNet is a network used for payments transfer created by Ripple Labs Inc. and is open to financial institutions worldwide. The company also leverages the XRP token.

XRP is the native token of the decentralized blockchain XRPLedger. The token is used by Ripple Labs to facilitate transactions on the XRPLedger, helping financial institutions transfer value in a borderless manner. XRP therefore facilitates trustless and instant payments on the XRPLedger chain, helping financial firms save on the cost of transacting worldwide.

XRPLedger is based on a distributed ledger technology and the blockchain using XRP to power transactions. The ledger is different from other blockchains as it has a built-in inflammatory protocol that helps fight spam and distributed denial-of-service (DDOS) attacks. The XRPL is maintained by a peer-to-peer network known as the global XRP Ledger community.

XRP uses the interledger standard. This is a blockchain protocol that aids payments across different networks. For instance, XRP’s blockchain can connect the ledgers of two or more banks. This effectively removes intermediaries and the need for centralization in the system. XRP acts as the native token of the XRPLedger blockchain engineered by Jed McCaleb, Arthur Britto and David Schwartz.


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