The British pound has steadied on Friday, after sliding 1.6% in the past two days. In the European session, GBP/USD is trading at 1.2510, down 0.10% on the day at the time of writing.

Retail Sales point to weak Christmas spending

UK retail sales posted a small gain of 0.2% m/m in November. This was a rebound from the 0.7% decline in October but missed the market estimate of 0.5%. Retail sales growth was hampered by weak clothing sales, which fell to their lowest volume since January 2022, as well as the wet weather. Annually, retail sales rose 0.5%, following a downwardly revised 2% gain in October and below the market estimate of 0.8%.

The weak retail sales report indicate that consumers are being cautious during the key Christmas shopping period, which is dampening economic activity. The ‘tax and spend’ Autumn budget hasn’t improved consumer confidence, as consumers remain squeezed by high prices and elevated interest rates.

UK inflation rose to 2.6% y/y in November from 2.3% a month earlier. This was an eight-month high and has raised concerns that the economy will enter a “stagflation” phase in the new year, which is marked by low growth and high inflation. The economy has contracted for two straight months and the Bank of England is projecting that inflation will keep rising and moved closer to 3% in 2025.

The BoE maintained the cash rate at 4.75% on Thursday, as expected. The BoE monetary policy summary said that policy would need to remain restrictive until the upside risk to inflation had eased and that the central bank would take a “gradual” approach to easing policy. This could mean a rate cut at the next meeting in February, but that would  be contingent on inflation moving lower, closer towards to BoE 2% inflation target.

GBP/USD technical

  • There is resistance at 1.2554 and 1.2614.

  • 1.2442 and 1.2382 are the next support levels.

GBPUSD

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