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Mexican Peso faces headwinds form US Dollar strength

  • Mexican Peso drops 0.37% as November Business Confidence in Mexico worsens, signaling economic slowdown.
  • A Banxico survey shows inflation likely to stay below 4%, but the economy will miss expectations of growth above 2% in 2024.
  • US Dollar supported by stronger ISM Manufacturing PMI and Trump’s tariff threats, overshadowing weak economic data.

The Mexican Peso begins December on the back foot against the Greenback. The Peso is down by 0.37% amid a busy economic calendar on both sides of the border. Mexico’s economic docket featured Business Confidence for November, while the US schedule showed that business activity continued to improve despite remaining in contractionary territory. The USD/MXN trades at 20.44.

The Instituto Nacional de Estadistica Geografia e Informatica revealed the Business Confidence Index in the manufacturing sector, which dipped and posted its worst reading since September 2024. Following that data release, the Bank of Mexico (Banxico) revealed its latest monthly survey of economists, including forecasts from 40 analysts.

Most economists suggest that headline inflation will remain below 4%, while core inflation is expected to continue its downtrend and stall in 2025. The economy is expected to slow further, with the Gross Domestic Product (GDP) forecasted to end the year below 2.00%, as foreseen in Q2 2024. The USD/MXN exchange rate is expected to remain above the 20.00 figure by the end of the year.

In the US, the ISM Manufacturing PMI in November improved compared to October, exceeding estimates. In the same tenure was the S&P Global index, revealed earlier, yet both readings, despite showing improvement, remained in contractionary territory.

Despite this, the US Dollar remained also underpinned by Donald Trump’s warning to BRICS countries that creating a new currency or moving away from the US Dollar as a means of payment could face 100% tariffs, “and should expect to say goodbye to selling into the wonderful U.S. Economy,” he added.

Ahead this week, Mexico’s schedule will feature the release of jobs data, gross fixed investment, and automobile production. In the US, the docket will feature Fed speakers, the JOLTs Job Openings for October, S&P and ISM Services PMI surveys, and Nonfarm Payroll figures.

Daily digest market movers: Mexican Peso undermined by dovish Banxico stance

  • Banxico’s November survey shows that analysts estimate inflation at 4.42% in 2024 and 3.84% in 2025. Underlying inflation figures will remain at 3.69% in 2024 and 2025. GDP is forecasted at 1.55% and 1.23% for 2024 and 2025, respectively, and the USD/MXN exchange rate at 20.22 for the rest of the year and 20.71 in 2025.
  • Last week, according to November's meeting minutes, Banxico hinted they’re willing to consider bigger rate cuts. One member noted, “Considering the current levels of core inflation and the expectation that it will continue declining, a larger rate adjustment could be considered at the next monetary policy meeting.”
  • The latest Citi Mexico survey showed that most economists estimate Banxico will cut rates by 25 basis points at the December meeting. Analysts project the economy will grow 1.5% in 2024 and 1% in 2025.
  • The ISM Manufacturing PMI in November rose from 46.5 to 48.4, exceeding forecasts of 47.5. The S&P Global Manufacturing PMI for the same period increased from 48.5 to 49.7, above the 48.8 expected by the consensus.
  • The CME FedWatch Tool suggests that investors see a 64% chance of a 25-basis-point (bps) rate cut at the Federal Reserve’s December meeting, down from 66% last Friday.
  • Data from the Chicago Board of Trade, via the December Fed funds rate futures contract, shows investors estimate 16 bps of Fed easing by the end of 2024.

Mexican Peso technical outlook: USD/MXN rallies past 20.35 as Peso weakens

The USD/MXN uptrend remains intact despite consolidating at around 20.20 for the last eight consecutive trading days. Although the pair has carved a series of higher highs and higher lows, buyers must clear the 20.50 psychological figure to target the year-to-date (YTD) peak at 20.82. If surpassed, the next stop would be 21.00, ahead of March 8, 2022, peak at 21.46, followed by the November 26, 2021, high at 22.15.

On the other hand, sellers pushing the USD/MXN below 20.00 could pave the way to test the 50-day Simple Moving Average (SMA) at 19.95, with key support levels exposed, like the 100-day SMA at 19.61, before the psychological 19.00 figure.

Risk sentiment FAQs

In the world of financial jargon the two widely used terms “risk-on” and “risk off'' refer to the level of risk that investors are willing to stomach during the period referenced. In a “risk-on” market, investors are optimistic about the future and more willing to buy risky assets. In a “risk-off” market investors start to ‘play it safe’ because they are worried about the future, and therefore buy less risky assets that are more certain of bringing a return, even if it is relatively modest.

Typically, during periods of “risk-on”, stock markets will rise, most commodities – except Gold – will also gain in value, since they benefit from a positive growth outlook. The currencies of nations that are heavy commodity exporters strengthen because of increased demand, and Cryptocurrencies rise. In a “risk-off” market, Bonds go up – especially major government Bonds – Gold shines, and safe-haven currencies such as the Japanese Yen, Swiss Franc and US Dollar all benefit.

The Australian Dollar (AUD), the Canadian Dollar (CAD), the New Zealand Dollar (NZD) and minor FX like the Ruble (RUB) and the South African Rand (ZAR), all tend to rise in markets that are “risk-on”. This is because the economies of these currencies are heavily reliant on commodity exports for growth, and commodities tend to rise in price during risk-on periods. This is because investors foresee greater demand for raw materials in the future due to heightened economic activity.

The major currencies that tend to rise during periods of “risk-off” are the US Dollar (USD), the Japanese Yen (JPY) and the Swiss Franc (CHF). The US Dollar, because it is the world’s reserve currency, and because in times of crisis investors buy US government debt, which is seen as safe because the largest economy in the world is unlikely to default. The Yen, from increased demand for Japanese government bonds, because a high proportion are held by domestic investors who are unlikely to dump them – even in a crisis. The Swiss Franc, because strict Swiss banking laws offer investors enhanced capital protection.

 

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