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Mexican Peso appreciates on Trump's choice of Treasury Secretary

  • The Mexican Peso recovered at the start of the week following news of the appointment of Scott Bessent as future US Treasury Secretary. 
  • He is expected to have a tempering influence on inflation and focus on targeting primarily China with tariffs. 
  • Technically, USD/MXN opens a market gap and is a possible opportunity for traders amid the unfolding leg higher.

The Mexican Peso (MXN) trades higher in its key pairs on Monday, with the MXN doing particularly well against the US Dollar (USD) due to the perception that with the appointment of the new US Treasury Secretary Scott Bessant, US government spending will be more restrained and tariffs will primarily target China. Overall, Bessant is seen as a tempering influence on the future administration’s more inflationary policies. 

The Peso is appreciating against the Euro (EUR) after weak Eurozone economic activity data in the form of Purchasing Manager Indices (PMI) on Friday increased expectations that the European Central Bank (ECB) will slash interest rates in December to stimulate growth. Meanwhile, against the Pound Sterling (GBP), the Mexican Peso trades slightly higher for similar reasons to those of the Euro. 

The Mexican Peso recovers against USD after Treasury pick

The Mexican Peso is up over half a percent against the US Dollar (USD) on Monday after President-elect Donald Trump announced hedge-fund manager Scott Bessant as the US’s new Treasury Secretary. He will take over from Janet Yellen in January 2025 when Trump begins his presidency. 

Although he supports the thrust of Trump’s protectionist and tax-cutting policy agenda, markets view him as a “safe pair of hands” who will likely soften the blow from tariffs and counterbalance inflation by reducing government spending. Based on his prior comments, the two things he is passionate about are cutting the US’s debt pile and thwarting competition from China.

“This election cycle is the last chance for the United States to get out from under a mountain of debt without becoming some kind of European-style socialist democracy," Vijesti News quoted Bessent as telling Bloomberg in August.

The new Treasury Secretary is likely to focus tariffs primarily on China, reducing risk for other major importers such as Mexico and Europe, according to Reuters. 

He has advocated a “three-threes” policy in which he will try to reduce the US Budget Deficit to 3% of annual Gross Domestic Product (GDP) from a current estimated 6% in 2024, achieve a 3% annual GDP growth rate, and raise US Crude Oil production by 3 million barrels-a-day, according to Bloomberg News.

Mexican Peso could see strength curtailed by deceleration in inflation

The Mexican Peso’s recovery, however, is likely to be curtailed by market expectations that the Bank of Mexico (Banxico) might cut interest rates more aggressively in future meetings following a deceleration in Mexican inflation in November’s data. Lower interest rates are usually negative for a currency as they reduce foreign capital inflows.

November’s mid-month inflation readings, released on Friday, showed inflation decelerating more than expected. Mexican financial daily El Financiero noted that headline inflation fell to 4.56% year-over-year in the first two weeks of November, below the average of 4.65% based on a Bloomberg survey of analysts. 

Official data from Mexico’s Office of Statistics INEGI showed inflation rose by a softer-than-expected 0.37% in the first half of November, compared to estimates of 0.49% and the 0.43% of October’s mid-month reading. Core inflation, meanwhile, rose by only 0.04% compared to the 0.17% expected and 0.23% previous.  

Technical Analysis: USD/MXN gaps down at week’s open

USD/MXN gaps down at the start of the new trading week, but according to technical analysis lore, “markets abhor a gap,” and there is a good chance price will rally back up to close the gap, which opened between 20.47 and 20.43 (green rectangle on the chart below) on Monday. 

USD/MXN 4-hour Chart 

The cliff drop occurred during the probable unfolding of a third “C” wave higher in what could be the completion of a Measured Move pattern. These are three-wave patterns resembling zig-zags in which the first and the third waves (A and C) are of a similar length.

USD/MXN looks range bound in the short term as it oscillates between the 19.70s and 20.80s. The extension of wave C corresponds to an up leg unfolding within this sideways consolidation towards its ceiling (green dashed line). 

The (blue) Moving Average Convergence Divergence (MACD) indicator had been rising back above the zero line in line with the bullish bias, and although it fell back down and almost crossed below the red signal line during the opening of the market gap, it has not quite achieved the cross over so far, suggesting the retention of the bullish advantage.

A break above the 20.55 November 22 high would re-confirm wave C extending to at least the same level as the top of wave A at 20.69, possibly even to 20.80 and the range ceiling. The opening of the gap and the assumption it will soon close could also provide an opportunity for traders wishing to enter long positions at a more favorable price. 

Banxico FAQs

The Bank of Mexico, also known as Banxico, is the country’s central bank. Its mission is to preserve the value of Mexico’s currency, the Mexican Peso (MXN), and to set the monetary policy. To this end, its main objective is to maintain low and stable inflation within target levels – at or close to its target of 3%, the midpoint in a tolerance band of between 2% and 4%.

The main tool of the Banxico to guide monetary policy is by setting interest rates. When inflation is above target, the bank will attempt to tame it by raising rates, making it more expensive for households and businesses to borrow money and thus cooling the economy. Higher interest rates are generally positive for the Mexican Peso (MXN) as they lead to higher yields, making the country a more attractive place for investors. On the contrary, lower interest rates tend to weaken MXN. The rate differential with the USD, or how the Banxico is expected to set interest rates compared with the US Federal Reserve (Fed), is a key factor.

Banxico meets eight times a year, and its monetary policy is greatly influenced by decisions of the US Federal Reserve (Fed). Therefore, the central bank’s decision-making committee usually gathers a week after the Fed. In doing so, Banxico reacts and sometimes anticipates monetary policy measures set by the Federal Reserve. For example, after the Covid-19 pandemic, before the Fed raised rates, Banxico did it first in an attempt to diminish the chances of a substantial depreciation of the Mexican Peso (MXN) and to prevent capital outflows that could destabilize the country.

 

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