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XRP rally likely as Ripple Swell conference is held this week

  • XRP gains over 2% on Monday, trades above $0.5400. 
  • Ripple Swell, the annual conference held for the payment firm’s partners and clients, is scheduled for October 15 and 16. 
  • XRP eyes return to $0.60, the key psychological barrier for the altcoin. 

Ripple (XRP) trades above $0.5400 early on Monday. The altcoin added over 2% to its value on the day, ahead of a key event. Ripple, a cross-border payment remittance firm, is gearing up for its annual conference called Ripple Swell. 

The event is held for partners and clients of the firm and focuses on showcasing new developments and technology introduced by Ripple. 

XRP holders watch the event closely for announcements and updates on the stablecoin project Ripple USD (RUSD) and the firm’s custody solutions. 

Daily Digest Market Movers: Ripple Swell is likely the catalyst behind XRP gains

  • Ripple Swell is the firm’s annual flagship event where executives talk about the latest updates in Ripple’s services and new products. 
  • In last year’s event, Ripple announced that the firm is preparing to serve Small and Medium Business Enterprises (SMEs). A panel of experts confirmed that Dubai, an emirate of the United Arab Emirates (UAE), is emerging as a hub and that crypto plays a crucial role in sustainability and climate finance. 
  • Ripple Swell is scheduled for October 15 and 16 in Miami.
  • This year, XRP holders keep their eyes peeled for the announcement of the stablecoin RUSD’s launch date, new partnerships for digital asset custody solutions, and executives’ stance on the Security & Exchange Commission’s (SEC) recent appeal in a lawsuit. 
  • Ripple filed a counter appeal to the SEC after deliberation, and its Chief Legal Officer and CEO slammed the US financial regulator for their approach to crypto regulation. 

Technical analysis: XRP eyes return to $0.60

XRP is in an upward trend that started on July 5, 2024. The XRP/USDT daily chart shows that the altcoin could climb nearly 10% to $0.60, a psychologically important level. XRP faces resistance at the upper boundary of the Fair Value Gap (FVG) between $0.5778 and $0.5445. 

The Relative Strength Index (RSI) is at 46, which is close to 50, the neutral level. 

XRP/USDT daily chart 

If there is a correction in XRP, the altcoin could sweep liquidity at $0.5188, the lower boundary of the FVG on the daily chart. The October 3 low of $0.5068 is another key support level for Ripple. 

SEC vs Ripple lawsuit FAQs

It depends on the transaction, according to a court ruling released on July 14: For institutional investors or over-the-counter sales, XRP is a security. For retail investors who bought the token via programmatic sales on exchanges, on-demand liquidity services and other platforms, XRP is not a security.

The United States Securities & Exchange Commission (SEC) accused Ripple and its executives of raising more than $1.3 billion through an unregistered asset offering of the XRP token. While the judge ruled that programmatic sales aren’t considered securities, sales of XRP tokens to institutional investors are indeed investment contracts. In this last case, Ripple did breach the US securities law and had to pay a $125 million civil fine.

The ruling offers a partial win for both Ripple and the SEC, depending on what one looks at. Ripple gets a big win over the fact that programmatic sales aren’t considered securities, and this could bode well for the broader crypto sector as most of the assets eyed by the SEC’s crackdown are handled by decentralized entities that sold their tokens mostly to retail investors via exchange platforms, experts say. Still, the ruling doesn’t help much to answer the key question of what makes a digital asset a security, so it isn’t clear yet if this lawsuit will set precedent for other open cases that affect dozens of digital assets. Topics such as which is the right degree of decentralization to avoid the “security” label or where to draw the line between institutional and programmatic sales persist.

The SEC has stepped up its enforcement actions toward the blockchain and digital assets industry, filing charges against platforms such as Coinbase or Binance for allegedly violating the US Securities law. The SEC claims that the majority of crypto assets are securities and thus subject to strict regulation. While defendants can use parts of Ripple’s ruling in their favor, the SEC can also find reasons in it to keep its current strategy of regulation by enforcement.

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