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Analysis

Highest spending growth since March

Danish card data suggests that spending excluding energy increased by 4.9% in October compared to the same month the year before. Consumer prices excluding energy increased by 1.5% over the same period, meaning that in real terms, spending excluding energy increased by 3.4%. That is the highest y/y real spending growth since March, coming in after six months of very muted growth.

Retail spending increased 1.8% after adjusting for inflation. Lifted by furniture stores, which increased by 12.4%, as well as spending in cosmetics stores jewellery stores performed well. Spending in clothing and shoe stores fell in real terms.

Restaurants performed well, with spending up by 5.8% in real terms. Hotel spending growth was nearly unchanged in nominal terms, but increased heavily due to a big decline in hotel prices in October. Real airlines spending is back in negative growth territory, despite of high nominal growth, but simply because flight prices are significantly higher than a year ago.

This version of the Spending Monitor includes a comprehensive revision of the data foundation back in time. In both the overall conclusions and in most individual categories this does not lead to any major revisions. With three exceptions. The electronics category has been changed to “Electronics and household appliances”, and now also includes household appliances such as white goods. “Shoe stores” and “Furniture stores” have been revised to give a more accurate view of developments in the specific categories.

A “Digital goods and streaming services”-category has been added, which includes all major TV, gaming, book, and music streaming services that are paid by card has been added, and replaces the “Book stores” category in the publication.

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